Separation Benefits Calculator

Estimate severance pay, FSPS annuity scenarios, and health insurance options when leaving the Foreign Service — whether by choice, retirement, or involuntary separation.

Disclaimer: This calculator provides separation benefit estimates based on publicly available information and should be used for planning purposes only. Actual benefits may vary based on individual circumstances, policy changes, and other factors. Please consult with HR or a benefits counselor for official calculations and guidance.

Personal Information

Pay Classi

Stepi

Current Age

Years of Servicei

Or use SCD below for precision

VERA & TERA (if offered)

VERA & TERA have been offeredi

Advanced (Optional)

Service Computation Date (SCD)i

Found in Block 31 of your SF-50 — overrides Years of Service

Sick Leave Balance (hours)i

Converted to extra service credit for immediate/TERA retirement

Annual Leave Balance (hours)i

Paid as a lump sum at separation (up to 360 hrs for FS)

High-Three Salary (Optional)

Your average base pay (including locality/OCP) across your three highest-paid consecutive years. If omitted, your current pay class and step with DC locality is used as an estimate. Find past earnings on your W-2s or via MyPay.

Year 1 Salary

Year 2 Salary

Year 3 Salary

Health Insurance (Optional)

Health Insurance Plan

Enrollment Type

Home State of Record

Used to estimate ACA marketplace rates

Fill in your pay class, step, age, and years of service, then click Calculate Benefits to see your separation estimates.